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The contents of are for general information purposes only and are not intended to be, nor are they a substitute for, informed professional advice.

While due care was exercised to ensure the quality of the information contained in this blog, readers should carefully evaluate its accuracy, completeness and relevance for their purposes, and should obtain any appropriate professional advice relevant to their particular circumstances.

No representation is made or warranty given as to the accuracy of the contents of this blog. The reader assumes all risks of the use of the information presented in this blog. Ryan Rillorta assumes no responsibility for such use.

The advertisements in this blog except for DMCI's projects are in no way produced nor endorsed by Ryan Rillorta. Ryan Rillorta is not liable for any offense or inconveniences these advertisements may cause.

Affiliate Disclosure uses affiliate programs for monetization, which means when you click on links to various sites that I recommend in my posts and make a purchase, this can result in a commission that is credited to this site.

Some affiliate programs and affiliations include, but are not limited to, Jomar Hilario’s mentoring course, TrulyRichClub and more.

I have chosen to only recommend products in my articles that I use or have thoroughly researched. I am a licensed broker, DMCI property consultant and internet marketer, so my credibility (both online and offline) means everything to me.

My readers and subscribers are growing by the month, and there are a lot of people who come here for advice, help and support. Therefore I take my responsibility as an affiliate very seriously.
Third-Party & Sponsor Ads

Text and image ads that appear throughout this blog are third party (Google AdSense) and sponsored ads. I do not personally endorse the products and services advertised in these ads. These companies are not affiliated with

If you have questions about any affiliations on this website, please don’t hesitate to contact me. I’ll be more than happy to clarify or provide additional details if necessary.

Comment Policy
  • The following are strictly prohibited in the comments section:
  • Use of foul language and derogatory statements
  • Posting in all capital letters/bold fonts
  • Rude usernames/images
  • Heavy graphics
  • Personal attacks/flaming
  • Promotion of products and personalities
  • Off-topic posts
  • Repeated postings
  • Trolls
Posts containing any of the above will be not be published/deleted.

  • Use your name and only your name in the field designated for your name.
  • No keywords allowed as anchor text in the name or comment fields.
  • No signature links allowed under your comments
  • You may use links in the body of your comment, but it must be relevant to the discussion at hand, and not merely be some promotional link.
  • We will have NO reservations about deleting your content if we feel you are posting merely to get a link without adding value to our discussion.
  • If you add value, but still post keywords, we’ll use your post, but remove your link and keywords.
  • Keep in mind that only comments that are written in English and/or Filipino are allowed.


The comments that do get published on do not necessarily represent or reflect the views of the owner of We reserve the right to exclude comments that we deem to be inconsistent with our comment policy.

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